No 401(k) Match

What You Can Do if Your Company Doesn’t Offer a Match

Some companies encourage employee contributions to their retirement plans by offering a match up to a certain percentage. Many employers give 50 cents of every dollar up to 6% of an employee’s 401(k) contributions. But what do you do if your employer does offer a match? Here are some options to consider.

Put the heat on available investments

Take maximum advantage of what is available to you:

Invest at home

Urge your employer

Determine the dollar amount of a potential employer match, then consider it part of your overall compensation:

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