While every business should have a retirement plan, not every business should have the same plan. That's why we find out what you want your plan to do, then build in the features that match your objectives.
Our platform is about more than mutual funds
We don't have proprietary fund requirements. We have hundreds of retail funds from known and respected brands – no imitations or "clone" funds.
We also offer target maturity and lifestyle funds to help you provide you plan participants with a lineup of funds that allow them to assemble a portfolio adjusted to their personal risk and reward needs.
Options for any investment style
Your employees may have different investment styles based on their knowledge and interest in investment management.
Your plan can offer something for everyone, including:
Professionally managed accounts – You pick a registered representative to make investment decisions for your employees.1
Lifestyle/target maturity funds – Employees select an asset mix according to the level of risk and return appropriate for their current life situation.2
Designated funds – Participants work with an investment professional to pick funds from a variety of asset classes and fund menus.
Nationwide Financial® Fund Window – Employees choose their own funds.3
Self-directed brokerage account – Participants may invest in practically any publicly traded mutual fund or stock.
Solid legal protection
As a plan sponsor, you have legal obligations. We offer a comprehensive fiduciary program to help you understand how to protect yourself and your business. Our Nationwide Bill of Rights and Fiduciary Warranty provide you with the tools and support you need to keep your plan on track.
With the Nationwide Bill of Rights, you have these rights:
Comprehensive fiduciary tools that help you make the right decisions about investments
Broad fund selection
Offer more choice to your employees, without increasing your fiduciary risk