• Life Riders

Life Insurance

When you offer life insurance products from Nationwide, you can serve your clients with confidence. We offer:

• Exceptional service − Our New Business and Underwriting teams will save you time and help you with the details to get your business on the books
• The Nationwide YourLife^® suite of life insurance products − Our universal and whole life products can help your clients protect what matters most
• Customizable products, riders and features − Our selection of riders, like our indemnity-style long-term care rider, help you customize your clients’ policies to meet their individual needs

As your clients' personal situations change (i.e., marriage, birth of a child or job promotion), so will their life insurance needs. Care should be taken to ensure these strategies and products are suitable for long-term life insurance needs. You should weigh your clients' objectives, time horizon and risk tolerance as well as any associated costs before investing. Also, be aware that market volatility can lead to the possibility of the need for additional premium in the policy.

Variable life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, underlying fund charges and expenses, and additional charges for riders that customize a policy to fit your clients.

Life Insurance Market Rank

Universal life #20
^{LIMRA (1st quarter 2011)}

Variable universal life #8
^{Tillinghast (1st quarter 2011)}

Corporate-owned life #4
^{IBIS (July 2011)}

The Nationwide Advantage

Guaranteed protection

In the current economy, your clients are looking for guaranteed products to help them plan for the future. Unlike our competitors, guarantees are still a key part of our life insurance lineup.

All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company.