- Common Questions
- Glossary
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Safety and Loss Control
Our Solutions Are Designed to Protect Your Architecture Business
We’ve listed some common concerns most architects’ offices have, along with some ways we can partner to protect your business. When you’re ready to speak to an agent, find one near you using our Professional Locator.
(Please note all coverage may not be available in all states.)
| Your Worries | The Solutions | |
|---|---|---|
| What you think about | How you can help yourself | How Nationwide can help |
| If the office needs to close for some reason – such as a fire or storm damage – how do I continue to pay my employees and bills? |
Review our Office Safety
Checklist Review our Disaster Planning Guide for Small Businesses | Business Income Coverage |
| What if a customer gets hurt in my office? | Review Preventing Slips, Trips and Falls Safety Bulletin |
Business Liability Coverage Umbrella Coverage |
| What if a power surge or power interruption damages my equipment and systems? |
Install surge protection devices to protect your electrical
equipment Review Electrical Safety for Small Businesses Safety Bulletin |
Utility Services Coverage |
| What if a fire or fire sprinklers damage blueprints in my office? |
Back up data and use offsite storage Keep documentation in a fireproof cabinet Review Fire Extinguisher Use and Selection Safety Bulletin | Valuable Papers and Accounts Receivable Coverage |
| What if I am involved in a lawsuit for breach of contract or improperly designed work? |
Employees should be properly trained and licensed A procedure should be in place for quality checking | Nationwide does not offer Professional Liability Coverage for architects, but we can work with a partner company to help you find coverage. |
| My employees and I travel between client locations. How can I protect my auto? |
Review Driver
Distraction Safety Bulletin Review Driver Fatigue Safety Bulletin Review Accident Procedures Safety Bulletin |
Business Auto Coverage Business Auto Coverage Hired Auto Coverage Non-Owned Auto Liability Coverage |
| What if my computers, cameras or design equipment are damaged while I’m away from my office? | Properly secure equipment during transit | Coverage is available for property that is regularly away from your office |
| What if a fire or storm destroys my building and the contents of my office? |
Review our Office Safety
Checklist Review Electrical Safety for Small Businesses Safety Bulletin Review the Disaster Planning Guide for Small Businesses |
Building Coverage Business Personal Property Coverage Accounts Receivable Coverage |
| I have a number of employees and want to steer clear of any issues with discrimination, harassment or wrongful termination. |
Outline policies and procedures regarding discrimination and
harassment Review Hiring Practices/Employee Selection | Employment Related Practices Liability Coverage |
| What if an employee suffers a repetitive-motion injury? |
Employee training Review Ergonomic Written Program Elements Safety Bulletin Review Ergonomics in Action Safety Bulletin | Workers Compensation Coverage |
| What if an employee embezzles from my firm? |
Establish a system of checks and balances Review Employee Theft Safety Bulletin | Employee Dishonesty Coverage |
| What if I hire a new employee and make an error in benefits enrollment, and the employee gets sick and is without health insurance? |
Create a new hire checklist Conduct employee file reviews | Employee Benefits Coverage |
| What if an employee is accused of harassing another employee? |
Employee training Review Hiring Practices/Employee Selection Safety Bulletin | Employment Related Practices Liability Coverage |
Did You Know?
The U.S. architecture industry includes about 17,000 firms, with
combined annual revenue of $20 billion.
– Hoover's
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a Nationwide Insurance® agent
Did You Know?
Coverage for valuable papers, accounts receivable and personal effects is included in your Business Owner Policy – and you can raise your limits if you need to.
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Find
a Nationwide Insurance® agent
