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Safety and Loss Control
Our Solutions for Protecting Your Attorneys’ Office
We’ve cross-examined our experts about the most common insurance concerns most attorneys’ offices have, along with some ways Nationwide can help protect your business. When you’re ready to speak to an agent, find one near you using our Professional Locator.
(Please note all coverage may not be available in all states.)
| Your Worries | The Solutions | |
|---|---|---|
| What you think about | How you can help yourself | How Nationwide can help |
| If the office needs to close for some reason – such as a fire or storm damage – how do I continue to pay my employees and bills? |
Review our Office Safety
Bulletin Review our Disaster Planning Guide for Small Businesses |
Business Income Coverage Extra Expense Coverage |
| What if a customer gets hurt in my office? |
Review Preventing Slips,
Trips and Falls Safety Bulletin Mark wet areas with “wet floor” sign Make sure papers, files and books are neatly arranged |
General Liability Coverage Medical Payments Coverage Umbrella Coverage |
| Professional mistakes happen. What if I inadvertently make a mistake that damages a client’s case? |
Employees should be properly trained and licensed A procedure should be in place for quality checking Practice should participate in audits by an independent firm | Nationwide does not offer Professional Liability Coverage for accountants, but we can work with a partner company to help you find coverage |
| What if my audiovisual equipment for depositions is stolen? |
Secure your equipment when it’s not in use Review our Crime Prevention Tips Safety Bulletin | Equipment Floater |
| What if an employee breaches the confidentiality of a client? |
Employees should be properly trained and licensed Ongoing training can help refresh employee knowledge on this topic | Nationwide does not offer Professional Liability Coverage for attorneys, but we can work with a partner company to help you find coverage. |
| What if the fine artwork decorating my office is damaged or stolen? |
Create and follow security procedure Install a video surveillance system | Fine Arts Coverage |
| What if one of my employees is involved in an auto accident while driving to court? |
Address driving safety in the company handbook Have a personal use vehicle procedure in place Review Accident Procedures Safety Bulletin Review Driver Distractions Safety Bulletin Review Driver Fatigue Safety Bulletin |
Business Auto Coverage Hired Auto Coverage Non-Owned Auto Coverage |
| What if a fire destroys important business documents? |
Keep backup copies at a separate location Utilize fireproof filing cabinets for safeguarding important documents | Valuable Papers Coverage |
| What if a fire or storm destroys my building and the contents in my office? |
Review our Office Safety
Bulletin Review our Electrical Safety for Small Business Safety Bulletin Review our Disaster Planning Guide for Small Businesses |
Building Coverage Business Personal Property Coverage Accounts Receivable Coverage |
| What if a windstorm damages or knocks down my sign? | Purchase signs that are built to withstand local weather conditions | Outdoor Sign Coverage |
| I have a number of employees and want to steer clear of any issues with discrimination, harassment or wrongful termination. |
Outline policies and procedures regarding discrimination and
harassment in your employee handbook. Review Hiring Practices/Employee Selection | Employment Related Practices Liability Coverage |
| What if I am accused of libel or slander? | Train and designate a company spokesperson |
Personal and Advertising Injury Coverage Umbrella Coverage |
| What if an employee has a repetitive-motion injury? |
Employee training Review Ergonomic Written Program Elements Review Ergonomics in Action Safety Bulletin | Workers Compensation Coverage |
| I regularly have a lot of high-value checks in the office. Am I protected if someone breaks in and steals them? |
Make frequent trips to the bank Vary travel times to the bank Review our Crime Prevention Tips Safety Bulletin | Money and Securities Coverage |
| What if an employee embezzles from a client or from the firm? |
Establish a system of checks and balances Review Employee Theft | Employee Dishonesty Coverage |
| What if I hire a new employee and make an error in benefits enrollment and the employee gets sick and is without health insurance? |
Review New Employee
Orientation Checklist Conduct employee file reviews | Employee Benefits Coverage |
| What if my computer equipment or electronic files are damaged due to a power surge, fire or water leak? |
Back up your data on a regular basis Secure off-site storage Review Electrical Safety for Small Businesses Bulletin | Electronic Data Processing Coverage |
| What if another tenant in my building causes a fire that damages my building? |
Property Coverage Business Income Coverage Tenants Property Damage Legal Liability |
Did You Know?
27% of lawyers are self-employed.
– U.S. Bureau of Labor Statistics
Want to know more?
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a Nationwide Insurance® agent
Did You Know?
The median income of salaried lawyers is $102,000.
– U.S. Bureau of Labor Statistics
Want to know more?
Find
a Nationwide Insurance® agent
