Commercial offices are host to a wide range of businesses, from law and accounting firms to health care practices. No matter the industry, they all have one thing in common—the need for commercial office space insurance.
Business office insurance protects you from the unexpected events that happen in and around offices every day. If a client slips and falls down your stairs, or significant error in your work results in costs to you or your clients, your business could be jeopardized—along with the livelihood of those who work for you. This coverage can help prevent that loss of livelihood from happening.
Whether you work out of a leased office, or a building that you own, Nationwide’s commercial insurance for small business offices offers protection and responsive claims service you need at an affordable price.
Examples of professional offices that can be covered by our commercial business office insurance include:
Protect your building and its contents in the case of a loss due to fire, a burst water pipe or other covered event at your business.
Protect your business when your employees, products or services cause harm to other people or their property.
Cover losses that occur when work is interrupted or your office is closed temporarily due to a covered loss at your business.
Protect your equipment against breakdowns.
Helps pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own while on company time.
Protect against customers’ claims for negligent acts, errors or omissions committed during business activities that result in a loss for the client.
Protect yourself and your business against charges of discrimination, harassment or wrongful termination.
Protect against untold expenses if you have to recreate your files following a covered loss.
Utilities services helps cover losses from ruined inventory as a result of interrupted utility services, with very little cash out of pocket.
Get coverage to help recover losses from employee theft. Work with your agent to find the right amount of coverage for your business.
Protect your organization from claims against your board of directors and officers.
Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.