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ATV Insurance Rates and Discounts

Great service and coverage is even better with lower ATV insurance rates. Nationwide offers a number of ATV insurance discounts, like those for insuring multiple vehicles or completing a safety course.

Multi-policy discount

Combine and save. Get up to a 14% discount on your ATV insurance policy when you insure your auto, home, condo, apartment, boat, or RV with Nationwide.

Multi-vehicle discount

Save up to 35% on your all-terrain vehicle rates by insuring all of your ATVs, motorcycles, snowmobiles and autos with Nationwide (up to 12 vehicles on one policy).

Safety course discount

Save up to 5% on your ATV insurance rates when you complete an approved safety course.

Riding association discount

Save up to 10% for being a member of a riding association (more than 25 national associations are eligible).

Homeowner discount

Save up to 19% if you own your home, condo, townhome, or mobile home (10 years old or less).

Theft-recovery device discount

Save up to 20% on comprehensive coverage if your vehicle has a professionally-installed radio or GPS theft-recovery system.

Paid-in-full discount

Save 10% by paying your 12-month premium in full.
Note: Discounts are subject to a maximum of 35% and may vary by state.

Get an ATV Insurance Quote

  • Find a local Nationwide insurance agent
  • Call 1-877-On Your Side® (1-877-669-6877)

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