- Discounts
- Coverage Options
ATV Insurance Rates and Discounts
Great service and coverage is even better with lower ATV insurance rates. Nationwide offers a number of ATV insurance discounts, like those for insuring multiple vehicles or completing a safety course.
Multi-policy discount
Combine and save. Get up to a 14% discount on your ATV insurance policy when you insure your auto, home, condo, apartment, boat, or RV with Nationwide.
Multi-vehicle discount
Save up to 35% on your all-terrain vehicle rates by insuring all of your ATVs, motorcycles, snowmobiles and autos with Nationwide (up to 12 vehicles on one policy).
Safety course discount
Save up to 5% on your ATV insurance rates when you complete an approved safety course.
Riding association discount
Save up to 10% for being a member of a riding association (more than 25 national associations are eligible).
Homeowner discount
Save up to 19% if you own your home, condo, townhome, or mobile home (10 years old or less).
Theft-recovery device discount
Save up to 20% on comprehensive coverage if your vehicle has a professionally-installed radio or GPS theft-recovery system.
Paid-in-full discount
Save 10% by paying your 12-month premium in full.
Note: Discounts are subject to a maximum of 35% and may vary by state.
Get an ATV Insurance Quote
- Find a local Nationwide insurance agent
- Call 1-877-On Your Side® (1-877-669-6877)







