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ATV Insurance Quotes and Coverage Information

Whether you’re an expert rider or just a beginner, Nationwide all-terrain vehicle (ATV) insurance lets you ride the trails with confidence. Nationwide has a full range of coverage options, from basic ATV liability insurance to custom equipment insurance, plus money-saving discounts.

ATV insurance options for you and your ride

Nationwide all-terrain vehicle insurance coverage options include:

  • Collision – Damage to your ATV from a collision with another ATV, a rock, a tree or other obstacle
  • Comprehensive – Loss or damage from theft, fire, vandalism or other covered misfortune
  • Property damage – Damage caused to another person’s property
  • Bodily injury – Other people’s medical expenses, if you’re at fault in an accident
  • Uninsured motorist – Damage caused by an uninsured or underinsured rider

Protect yourself and your ATV with additional coverage

Get additional insurance coverage for:

  • Custom equipment you’ve added to your ATV
  • Medical payments for you and your passengers, regardless of who’s at fault in an accident

Learn more about ATV insurance coverage.

ATV insurance discounts

Start saving on your policy with Nationwide ATV insurance discounts for:

  • Completing an approved safety course
  • Being a member of a riding association (more than 25 national associations are eligible)
  • Insuring multiple vehicles with Nationwide, including ATVs, motorcycles, snowmobiles, autos and more (up to 12 vehicles on one policy)
  • Owning your home, condo or townhome
  • Having other policies with Nationwide, including insurance for your home, auto, boat, RV and more
  • Paying your 12-month premium in full
  • Having a professionally-installed radio or GPS theft-recovery device

Note: Discounts are subject to a maximum of 35% and may vary by state.

Learn more about ATV insurance discounts.

Get an ATV Insurance Quote

  • Find a local Nationwide insurance agent
  • Call 1-877-On Your Side® (1-877-669-6877)

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