Individual Retirement Account (IRA)
Increase your savings potential with attractive IRA rates
Work toward your financial goals with various IRA choices from Nationwide Bank®. Whether you’re saving for retirement or tuition, you can choose from our Traditional IRA, Roth IRA or Coverdell Education Savings Account (ESA).
If you want to roll over your previous employer-sponsored retirement plan or are researching long-term savings alternatives, then opening an IRA may be what you want. Learn the basics about IRA rates, account benefits and more, so you understand if this retirement solution fits your long term savings needs. With IRAs, you’ll discover safe, tax-advantaged savings alternatives that can help you maximize your savings.
Start preparing for the future. Visit our IRA Online Service Center where you can:
- Make an informed decision about your retirement
- Find information on opening an IRA
- Service an existing IRA
Secure attractive IRA rates to help you save
We have retirement savings options with your financial future in mind, so we offer higher IRA rates to help you earn more. The longer you allow your money to grow and accrue interest from a higher IRA rate, the more you can save for retirement or education.
| Term | Annual Percentage Yield (APY*) | ||
|---|---|---|---|
| $0 - $9,999.99 | $10,000 - $99,999.99 | $100,000+ | |
| 3 Month | 0.25% | 0.25% | 0.30% |
| 6 Month | 0.45% | 0.45% | 0.50% |
| 12 Month | 1.03% | 1.03% | 1.08% |
| 24 Month | 1.10% | 1.10% | 1.15% |
| 36 Month | 1.25% | 1.25% | 1.30% |
| 48 Month | 1.55% | 1.55% | 1.60% |
| 60 Month | 1.60% | 1.60% | 1.65% |
* APY is effective 05/17/2012 and is subject to change
Penalty for early withdrawal may apply. Fees may reduce earnings on the account.
Find IRA features to help you reach your long-term goals
Get more information about our IRAs so you can get the most out of your long-term savings goals, including:
- Attractive IRA interest rates
- Tax-advantaged savings
- Online statement detailing monthly activity
- Strategic savings options for college tuition and retirement
- Available as Traditional IRAs, Roth IRAs and Coverdell ESAs
Learn about the potential penalties associated with early withdrawals and find out about our other IRA terms and conditions to better understand if this savings solution makes sense for you.
Need more information about IRAs?
If you have more questions about how an IRA could complement your existing portfolio, contact a Nationwide Bank Customer Care representative at 1-877-I Bank NW (1-877-422-6569) weekdays from 8 a.m. to 8 p.m. ET.
And, if you’re looking for other great savings options, consider a Nationwide Bank CD or money market account, so you can earn more on what you save.
Maximize your savings with an IRA today!
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