Account Access and Services
Individual Retirement Account (IRA)
Increase your savings potential with attractive IRA rates
Work toward your financial goals with various IRA account choices from Nationwide Bank®. Whether you’re saving for retirement or tuition, you can choose from our traditional IRA and Roth IRA accounts.
If you want to roll over your previous employer-sponsored retirement plan or are researching long-term savings alternatives, then opening an IRA account may be what you want. Learn the basics about IRA rates, account benefits and more, so you understand if this retirement solution fits your long term savings needs. With IRA accounts, you’ll discover safe, tax-advantaged savings alternatives that can help you maximize your savings.
Start preparing for the future and call 1-877-I Bank NW (1-877-422-6569) to open an IRA account today!
Secure attractive IRA rates to help you save
We have retirement savings options with your financial future in mind, so we offer higher IRA rates to help you earn more. The longer you allow your money to grow and accrue interest from a higher IRA rate, the more you can save for retirement or education.
| Term | Annual Percentage Yield (APY*) | ||
|---|---|---|---|
| $500.00 - $99,999.99 | $100,000.00 + | ||
| 3 Month | 0.80% | 0.85% | |
| 6 Month | 1.10% | 1.15% | |
| 12 Month | 1.50% | 1.55% | |
| 24 Month | 2.05% | 2.10% | |
| 36 Month | 2.40% | 2.45% | |
| 48 Month | 2.70% | 2.75% | |
| 60 Month | 3.05% | 3.10% | |
Penalty for early withdrawal may apply. Fees may reduce earnings on the account.
Find IRA account features to help you reach your long-term goals
Get more information about our IRA accounts so you can get the most out of your long-term savings goals, including:
- Attractive IRA interest rates
- Tax-advantaged savings
- Online statement detailing monthly activity
- Strategic savings options for college tuition and retirement
- Available as traditional IRAs and Roth IRAs
Learn about the potential penalties associated with early withdrawals and find out about our other IRA account terms and conditions to better understand if this savings solution makes sense for you.
Need more information about IRA accounts?
If you have more questions about how an IRA account could complement your existing portfolio, contact a Nationwide Bank Customer Care representative at 1-877-I Bank NW (1-877-422-6569) weekdays from 8 a.m. to 8 p.m. ET.
And, if you’re looking for other great savings options, consider a Nationwide Bank CD or money market account, so you can earn more on what you save.
Maximize your savings with an IRA account today!
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Earnings*
* Earnings calculations are approximate. Actual earnings may vary due to changes in rates and other conditions.





