Nationwide Bank® Certificate of Deposit (CD) Rates
Enjoy higher CD interest rates to grow your money
Take advantage of attractive Nationwide Bank CD rates that offer the safety of an FDIC-insured account, higher returns and flexible terms all in one convenient product.
A certificate of deposit is a longer-term savings alternative to a traditional savings account. You can capitalize on higher certificate of deposit rates in return for agreeing to wait until your CD matures before accessing the money. Then, you are able to withdraw your money and accrued interest or renew your CD automatically to continue compounding your earnings.
If you don’t need to access your money for an extended period of time, anywhere from three months to five years, then a CD may be the right choice for you. We also offer a unique 18-month term for additional flexibility to help you achieve your savings goals. Opening an account can be a smarter and faster way to help your savings grow because our certificate of deposit accounts offer attractive interest rates and convenient features to securely increase your savings.
Learn about the benefits of higher certificate of deposit rates and flexible terms to help you earn more on what you save.
Find attractive rates and open a certificate of deposit today!
Check out certificate of deposit interest rates
| Term | Annual Percentage Yield (APY*) | ||
|---|---|---|---|
| $500.00 - $99,999.99 | $100,000.00 + |
||
| 3 Month | 1.05% | 1.10% | |
| 6 Month | 1.20% | 1.25% | |
| 9 Month | 1.30% | 1.35% | |
| 12 Month | 1.80% | 1.85% | |
| 18 Month | 1.97% | 2.02% | |
| 24 Month | 2.10% | 2.15% | |
| 36 Month | 2.40% | 2.45% | |
| 48 Month | 2.85% | 2.90% | |
| 60 Month | 3.15% | 3.20% | |
Fees may reduce the earnings on the account.
In addition to a higher CD interest rate, you’ll also enjoy helpful account features like free online bank account access and services.
Take advantage of Nationwide Bank CD interest rates and additional benefits
Besides earning higher bank CD rates based on the terms you choose, it is important to understand the benefits of using a CD as a part of your longer-term saving plan.
We want to help you make smarter decisions with your money and understand whether the long-term savings benefits of a CD account are right for you. To decide if you’re ready to start increasing your earning potential with a higher CD interest rate, learn about its benefits:
Certificate of deposit features
Our CDs offer many savings advantages, including:
- Attractive certificate of deposit interest rates
- Three-month to five-year terms available, plus a new 18-month term for added flexibility
- No monthly maintenance fees
- $500 minimum deposit to open
- Automatic renewal at maturity
- FDIC-insured1
Certificate of deposit fees
- No maintenance fees
- Early withdrawal fees may apply; refer to account terms and conditions for more information
Need more information? Compare CD rates and benefits so you can be confident with your decision and begin earning more on what you save now.
Open a CD accounttoday and start maximizing your savings!
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