Get low interest rates and flexible terms with a fixed mortgage from Nationwide Bank®. Whether you have a regular or a jumbo mortgage, your fixed interest rate will not change over the life of your loan.
Lock in a Low Interest Rate With a Fixed Mortgage
Fixed-rate mortgage loan rates
Jumbo mortgage loan rates
Jumbo fixed mortgage rates are for mortgages between $417,001 and $1 million.
Get a low, fixed interest rate on your mortgage from Nationwide Bank. In addition to traditional 15- and 30-year mortgages, we offer other terms to better fit your needs.
Also, we’ll match other lenders’ fixed mortgage rates, or we’ll pay you $300. Learn more about our Best Price Guarantee.
You must be 18 years or older to apply for a fixed interest mortgage loan.
Nationwide Bank has a quick and secure mortgage application so you can get the loan you need to buy your home.
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If you are applying for a mortgage with another person, you will need to have that person’s ID and residence information, too.
What is a fixed-rate mortgage?
With a fixed-rate mortgage, the interest rate will not change over the life of the loan.
What is included in closing costs?
Closing costs may include the following:
- Prepaid interest
- Appraisal and title services
- Private mortgage Insurance, FHA mortgage insurance premium or VA funding fee, whichever may be applicable
- Miscellaneous costs, such as an underwriting fee or tax service fee
Most of the fees described above are finance charges that affect your APR which, in addition to interest, represents the cost of credit to you.
What are points?
Points are prepaid fees, often (but not always) used to gain a lower interest rate on your mortgage. One point is 1% of your mortgage loan amount. For a $200,000 home, one point would be $2,000. Some points may be tax deductible; consult your tax advisor.
How much does it cost to lock in my fixed mortgage rate?
Nationwide Bank charges a $450 commitment fee for you to lock in your fixed rate.
What types of mortgages does Nationwide Bank offer?
We offer mortgages for primary and secondary houses, condos, townhouses and investment properties.
How do I get a mortgage online?
Fill out our online application. Once your application is submitted, a Nationwide Bank Mortgage Specialist will call you to discuss the rest of the steps in the mortgage loan process. You can also apply by phone by calling 1-877-636-0598, 8 a.m. to 8 p.m. ET, Monday - Friday.
Can I get approved for a mortgage before I have a house?
You can get prequalified for your mortgage. Please note you cannot lock in your rate until you have a house to buy and pay your commitment fee.
Do I have to pay for an appraisal?
Yes, it is included in your closing costs.
What do I need to know before buying a house?
The U.S. Department of Housing and Urban Development offers helpful information about buying a home. You can also talk to one of their housing counselors for free or for a small fee.
Don’t forget that Nationwide can provide you with the insurance you need to protect your property. Request a homeowners insurance quote from Nationwide Insurance today.
Nationwide Bank NMLS #769318. To verify that a mortgage company or individual is authorized to conduct business in your state, visit the NMLS Consumer Access website.