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Nationwide Bank® Overdraft Protection

Bank overdraft protection can save you time, money and the potential hassle of an unpaid check. If you happen to exceed your balance, we will withdraw funds from your linked savings account to cover the overdraft. There is a $5 fee for this transfer, which is far less than the fees and penalties for an overdrawn account. It’s a great safety net for your money.

The fee is assessed per day. For example, if you overdraw your account on three occasions in a single day, there will be one $5 fee charged. However, if you overdraw your account on three different days, there will be three separate $5 fees charged.

Setting up bank overdraft protection is easy

To add overdraft protection to your Nationwide Bank checking account, you will need to link a savings or money market account to your checking account. You can also get overdraft protection if you have a Restoration Checking account, which is an account to hold the money you receive from an insurance claim.

You can set up bank overdraft protection through online banking or by calling 1-877-I Bank NWSM (1-877-422-6569) Monday through Friday, 8 a.m. – 8 p.m. ET.

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Contact Nationwide Bank®

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1-877-i-Bank-NW, 1-877-422-6569

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Monday – Friday
8 a.m. – 8 p.m. ET

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Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

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Nationwide Bank, Member FDIC, is a federally chartered savings bank. Nationwide Bank is an Equal Credit Opportunity Lender.

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