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Nationwide Bank® Home Equity Line of Credit

Rates for Nationwide Associates

Loan Type APR* As Low As
Home Equity Line of Credit Prime minus 1.00%
Rates for Nationwide: Policyholders | Agents

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Home Equity Line of Credit features

Access the money you need for home improvements, education, major purchases or bill consolidation with our Home Equity Line of Credit.

  • APR as low as 1.00% below the prime rate (for equity up to 80%)1
  • Financing also available for equity up to 100%
  • Receive a Visa® card that is accepted worldwide along with the security Visa® offers
  • Potential credit line of $5,000 – $1 million
  • No appraisal fees, closing costs or annual fees2
  • Tax-deductible interest (Consult your tax advisor for details)
  • Online account management

Learn more

Use the links below to see how a Nationwide Bank Home Equity Line of Credit can help you reach your goals:


*APR refers to Annual Percentage Rate. APR effective 2/11/2008 and subject to change.  APR may vary based on creditworthiness.

All loans subject to underwriting.

1The maximum APR that can apply is 24.99% or the maximum amount permitted by law, whichever is less. All rates are based on the Wall Street Journal prime. Variable rates subject to change after consummation of the loan. Total line of credit is calculated based on appraisal value of your home. Total line of credit not to exceed 80% of the appraised value of the property minus any existing mortgage balances.

2Except in NY and FL, customers will be responsible for additional tax assessments over $750.00, which can be estimated between $750.00 and $6,000.00.  Only up to $750 in closing costs, which includes appraisal fees, will be waived upon closing. If closed within the first 24 months you will pay Nationwide Bank $300.
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Contact Nationwide Bank®

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1-877-i-Bank-NW, 1-877-422-6569

Live customer care available:

Monday – Friday
8 a.m. – 8 p.m. ET

Bank by phone 24/7

More contact information

Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

Nationwide Bank, Nationwide, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. ©2008 Nationwide Mutual Insurance Company. All rights reserved.

Nationwide Bank, Member FDIC, is a federally chartered savings bank. Lines of credit, loans and credit cards are not insured by the FDIC.

Equal Housing Opportunity Federal Deposit Insurance Corporation