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The Best of America Achiever Annuity®

As the average life expectancy gets higher and higher, the need to plan for retirement gets more and more important. A variable annuity is one way you can accumulate funds to help with your retirement.

The Best of America Achiever Annuity® is a variable annuity. Variable annuities are long-term investment vehicles designed to help with retirement planning. They are contracts that provide a variable rate of return based on the performance of underlying investment options. They are issued by life insurance companies.

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With this product you have a choice between different surrender charge schedules. There is no additional cost for the B schedule and there will be a surrender charge on your contract for 8 years. For a 0.25% charge, you can elect the L schedule which reduces your surrender charge period to 4 years. The C schedule cost is 0.30% and eliminates your surrender charge period completely.

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Annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Guarantees and protections are subject to Nationwide’s claims-paying ability. They don’t apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.

Contract/Certificate: VAC-0105AO, VAC-0105OR
Oklahoma Contract: VAC-0105OK
Riders: VAR-0115AO, VAR-0115OR, VAR-0120AO, VAR-0120OR, APO-6319, APO-6319-37, APO-6320, APO-6320-37,
VAR-0107AO, VAR-0107OR, APO-6322, APO-6323, APO-5890, APO-6284

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©2008 Nationwide Mutual Insurance Company. All rights reserved. Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation. Home Office: One Nationwide Plaza, Columbus, OH 43215-2220.