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The Best of America® America’s FUTURE Annuity® II

These days, your retirement is in your hands. Investing in a variable annuity is one way to plan for your retirement income.

The Best of America® America's FUTURE Annuity® II is a variable annuity. Variable annuities are long-term investment vehicles designed to help with retirement planning. They are contracts that provide a variable rate of return based on the performance of underlying investment options. They are issued by life insurance companies.

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Before purchasing a variable annuity, you should carefully consider the investment objectives, risks, charges and expenses of the annuity and its underlying investment options. Click on the product link above to obtain a product prospectus. Underlying fund prospectuses can be obtained from your investment professional or by contacting Nationwide. Read the prospectus carefully before you make a purchase.

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Annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Guarantees and protections are subject to Nationwide’s claims-paying ability. They don’t apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies.They are not offered directly to the general public.

Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.

Contract/Certificate: VAC-0103AO, VAC-0103OR
Oklahoma Contract: VAC-0103OK
Riders: VAR-0115AO, VAR-0115AR, VAR-0120AO, VAR-0117AO, VAR-0117OR, VAR-0116AO, VAR-0116OR, VAR-0105AO, VAR-0105OR, APO-6285, APO-6286

PDFs require Adobe® Reader®

NFW-1456AO.2

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©2010 Nationwide Mutual Insurance Company. All rights reserved. Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation. Home Office: One Nationwide Plaza, Columbus, OH 43215-2220.

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