The Best of America^® America’s INCOME Annuity^® Riders

How do you make an annuity fit your needs like a glove?

You add on something extra — like an optional rider or program. These options offer additional coverage and protection on selected annuities and may have an additional charge.

Nationwide Allocation Architect^® Rider

Nationwide Allocation Architect^® (PDF) is an asset allocation service, sponsored by Nationwide Investment Services Corporation, that can make your investment decisions for you, saving you time and effort. You and your registered representative choose a model that fits your needs and goals, and leave the rest to the pros.

The use of diversification and asset allocation as part of an overall investment strategy does not assure a profit or protect against loss in a declining market.

America’s INCOME Annuity Income Foundation^® Rider (AIA)

America’s INCOME Annuity Income Foundation^® Rider (PDF) protects your existing assets giving them room to grow while guaranteeing that you won't lose it all. It can provide:

• Growth potential for inflation protection
• A long-term strategy that protects against loss of income
• A choice of a patent-pending Step-up Guarantee or the Level Guarantee

Annuities are issued by Nationwide Life Insurance Company, or Nationwide Life and Annuity Insurance Company, Columbus, OH. Riders and options may not be available in all states. Protections and guarantees are subject to the claims-paying ability of the issuing company. They do not apply to the investment performance or safety of the underlying investment options.

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