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The Best of America Exclusive Venue Annuity®

Your retirement is coming − and it’s up to you to plan for it. A variable annuity is one way to potentially accumulate the funds you need to help pay for the retirement you want.

The Best of America Exclusive Venue Annuity is a deferred variable annuity. Variable annuities are long-term investment vehicles designed to help with retirement planning. They are contracts issued by a life insurance company that provide a variable rate of return based on the performance of underlying investment options.

Exclusive Venue offers you the protection of an annuity while providing access to your investments at any time without a surrender charge. Withdrawals of taxable amounts will be subject to ordinary income tax and, if taken prior to age 59½, may be subject to an additional 10% IRS tax penalty. Naturally, if you take an early withdrawal, your death benefit and cash value will be reduced.

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Annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Guarantees and protections are subject to Nationwide’s claims-paying ability. They don’t apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.

The Best of America Exclusive Venue Annuity is a federally registered service mark of Nationwide Life Insurance Company.

Contract numbers: VAC-0108AO, VAC-0108OR, VAR-0112AO, VAR-0112OR, VAR-0108AO, VAR-0108OR, VAR-0113AO, VAR-0113OR, APO-6284, APO-5409-37, APO-5409
Oklahoma Contract numbers: VAC-0108OK, VAR-0112AO, VAR-0108AO, VAR-0113AO, APO-6284, APO-5409

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©2008 Nationwide Mutual Insurance Company. All rights reserved. Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation. Home Office: One Nationwide Plaza, Columbus, OH 43215-2220.