• Coffee Shops
• Frozen Dessert Shops
• Sandwich Shops
• Restaurants

Related Links

• Food Services BOP
• Food and Beverage Business Insurance Solutions

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• Risk Assessment Tool
• Loss Control Resources
• Disaster Planning and Recovery
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• Safety History

Protect Your Business with Insurance for Coffee Bars from Nationwide

For many of your customers, you’re the most important stop of day. Whether it’s for a hit of caffeine on the way to work, a chat with close friends over a café au lait, or a comfy place to check email away from the office, your customers have come to rely on you.

But what if one of those customers is burned by hot coffee and sues for costly damages — would you be covered? What if your one-of-a-kind street sign is damaged in an ice storm? Whether you’re a quick-stop coffee shop serving a basic cup of joe, or the chic coffee bar with a wide selection of gourmet espressos, Nationwide understands that your coffee shop insurance needs are as varied as the beverages you sell.

Coffee Shop Business Insurance that fits your life

With a bustling shop and employees to manage, shopping for insurance may seem like chore. But choosing insurance for coffee bars doesn’t have to be hard. Nationwide’s Premier Businessowners Policy (BOP) for food and beverage service combines essential coverages (such as business property insurance and business general liability insurance) and allows you to customize it with specific coverage designed around the way you work.

• Premier Businessowners Policy Food and Beverage Services Program

Coffee or tea? We’ll brew the perfect policy for you

Nationwide offers insurance for many types of coffee establishments. We provide coverage for shops selling everything from regular and decaf to exotic blends, lattés, specialty brews, tea and hot chocolate, and others.

Options for coffee shop insurance coverage

Depending on location, size, and other factors, our affordable coverage options allow you to choose exactly what you need to cover. Complete coffee shop business insurance coverage may include:

• Equipment Breakdown Insurance
• Food Contamination Insurance
• Exterior Building Glass Coverage
• Umbrella Insurance

Questions about coffee shop business insurance?

If you’re considering a new policy, or simply wondering if your current policy is adequate, you probably have questions. The links below may provide the answers you need — about insuring a coffee shop, and why Nationwide is trusted by so many companies just like yours.

• Business Insurance Solutions for the Food and Beverage Industry
• Why choose Nationwide?

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.