The Best of America Protection Survivorship^® Variable Universal Life

You made sacrifices for years to reach a comfortable and secure position in life. Now, you’re able to leave a good inheritance to those you love. But what about estate taxes? When you’re both gone, some or all of your combined estate could be taxed at a high rate – leaving your heirs only a portion of what you wanted them to receive.

With The Best of America Protection Survivorship Variable Universal Life, you can provide extra cash to your beneficiaries to help offset the potential bite of estate tax. The Best of America Protection Survivorship covers you both but pays only on the second death, when estate tax tends to be most troublesome. And it’s usually less expensive than buying two individual policies, especially if one of you has health issues.

Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

Want to learn more?

• Client kit (PDF)
• Product prospectus (PDF)
• Riders and options
• Fees and charges

Before deciding on a variable life insurance policy, you should carefully consider the investment objectives, risks, charges and expenses of the policy and its investment options. To obtain a product prospectus, click on the product prospectus above. For an underlying fund prospectus, contact your investment professional or Nationwide. Read the prospectus carefully before you make a purchase. Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.

Want to learn more about the available funds?

• Fund List
• How to choose funds

Guarantees and protections are subject to Nationwide's claims-paying ability. They do not apply to the investment performance or safety of the underling investment options. Underlying sub accounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are NOT offered directly to the general public.

Variable universal life insurance is issued by Nationwide Life Insurance Company, or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

^{Policy/certificate: VLO-0703, VLO-0703-36, VLO-0703-42}

^{Oklahoma policy/certificate: VLO-0703-35}

^{Riders: VLO-428, VLO-429}

^{Oklahoma riders: VLO-428, VLO-429}

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