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Boat Insurance Rates & Discounts

Get great coverage at a price that's right for you with affordable boat insurance from Nationwide.

Multi-policy discount on boat insurance

Get a discount on your boat insurance policy when you insure your auto, home, condo, apartment or powersports vehicle with Nationwide.

Multi-boat discount

Save by insuring more than one boat on the same policy with the multi-boat discount (personal watercraft excluded).

Boater safety course discount

Complete an approved water safety course to get even more savings.

Diesel fuel discount

Buy a boat powered by diesel fuel and get a discount.

Paid in full discount

Save money by paying your yearly premium in full.

Package discounts

Save up to 50% when you buy a boat insurance package. Use this chart to find out how much protection you can get in a boat insurance package. 

  Weekender1Overnighter2Light Tackle Angler3Deep Water Pro4
Fishing Equipment $1,000 $2,500 $5,000 $10,000
Personal Effects $3,000 $5,000 $2,000 $5,000
Towing $500 $2,500 $2,500 $2,500
Roadside Assistance5 Included Included Included Included
Rental Reimbursement Included Included Included Included

1. Weekenders include boaters who take their gear onto their boat and off when they are done.
2. Overnighters are boaters who spend the weekend or take short trips on their boat.
3. Light tackle anglers are boaters who own bass boats or smaller fishing boats.
4. Deep sea pro includes boaters who fish big water lakes, gulfs, bays and oceans.
5. Roadside Assistance is included when you insure your boat trailer with Nationwide.

 

Get a Boat Insurance Quote

A Nationwide insurance agent is ready to help.

Or call 1-877-On Your Side® (1-877-669-6877).

Get a Quote

Call 1-877-On Your Side® (1-877-669-6877) for a free boat insurance quote!

Find a local Nationwide insurance agent.

Get a boat insurance quote.

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