Boat Insurance Discounts
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Save on Boat Insurance Rates With These Discounts

Multi-policy discount

Get a discount on boat insurance when you also have auto insurance, powersports insurance or home insurance with Nationwide.

Multi-boat discount

Save by insuring more than one boat on the same policy with our multiple-boat insurance discount. Personal watercraft is excluded from this discount.

Diesel fuel discount

Buy a boat powered by diesel fuel and get a discount.

Paid in full discount

Get a discount on boat insurance by paying your 12-month premium in full.

Package discounts

Save up to 50% on when you buy an affordable boat insurance package. The amount of protection you can get depends on what type of boater you are.

  • Weekenders – boaters who take their gear onto their boat and off when they are done – can get up to $1,000 for fishing equipment, $3,000 for personal effects and $500 for towing.1
  • Overnighters – boaters who spend the weekend or take short trips on their boat – can get up to $2,500 for fishing equipment, $5,000 for personal effects and $2,500 for towing.2
  • Light Tackle Anglers – boaters who own bass boats or smaller fishing boats – can get up to $5,000 for fishing equipment, $2,000 for personal effects and $2,500 for towing.3
  • Deep Water Pros – boaters who fish big waters, gulfs, bays and oceans – can get up to $10,000 for fishing equipment, $5,000 for personal effects and $2,500 for towing.4

Roadside Assistance is included when you insure your boat trailer with Nationwide. Rental reimbursement is included in all boat insurance packages.