- Discounts
- Coverage Options
- Why Nationwide?
Boat Insurance Rates & Discounts
Get great coverage at a price that's right for you with affordable boat insurance from Nationwide.
Multi-policy discount on boat insurance
Get a discount on your boat insurance policy when you insure your auto, home, condo, apartment or powersports vehicle with Nationwide.
Multi-boat discount
Save by insuring more than one boat on the same policy with the multi-boat discount (personal watercraft excluded).
Boater safety course discount
Complete an approved water safety course to get even more savings.
Diesel fuel discount
Buy a boat powered by diesel fuel and get a discount.
Paid in full discount
Save money by paying your yearly premium in full.
Package discounts
Save up to 50% when you buy a boat insurance package. Use this chart to find out how much protection you can get in a boat insurance package.
| Weekender1 | Overnighter2 | Light Tackle Angler3 | Deep Water Pro4 | |
| Fishing Equipment | $1,000 | $2,500 | $5,000 | $10,000 |
| Personal Effects | $3,000 | $5,000 | $2,000 | $5,000 |
| Towing | $500 | $2,500 | $2,500 |
$2,500 |
| Roadside Assistance5 | Included | Included | Included | Included |
| Rental Reimbursement | Included | Included | Included | Included |
1. Weekenders include boaters who take their gear onto their boat
and off when they are done.
2. Overnighters are boaters who spend the weekend or take short trips on
their boat.
3. Light tackle anglers are boaters who own bass boats or smaller
fishing boats.
4. Deep sea pro includes boaters who fish big water lakes, gulfs, bays
and oceans.
5. Roadside Assistance is included when you insure your boat trailer
with Nationwide.
Get a Boat Insurance Quote
A Nationwide insurance agent is ready to help.
Or call 1-877-On Your Side® (1-877-669-6877).
Get a Quote
Call 1-877-On Your Side® (1-877-669-6877) for a free boat insurance quote!
Find a local Nationwide insurance agent.
Get a boat insurance quote.
