Find the boat loan that fits your budget with boat financing from Nationwide Bank®. We offer low boat loan rates and flexible terms. It takes just minutes to get preapproved, and you can finish the loan online anytime, anywhere.
Apply for Boat Loans With Nationwide
Current boat loan rates
Whether you are applying for a new boat loan or want to refinance your existing loan, check out our current boat loan rates below.
Depending on the amount you wish to borrow for your new or used boat loan, you can find a term that suits your needs. The boat loan terms below are available in six-month increments.
|Loan amount||Terms available|
|$25,000+||Up to 144 months|
|$12,000+||Up to 72 months|
|$2,000+||Up to 60 months|
Nationwide Bank offers the same great rates for new, used and refinance boat loans. And you can do everything online – from getting preapproved to signing your loan documents to paying the seller. You can also add the cost of the boat trailer to your loan.
There are no fees to apply and no fees to refinance, so apply today!
Get preapproved on our secure site and finish your loan when you find the boat you want.
You must be 18 years or older and a U.S. citizen or legal resident to apply for a loan. Have the following information available to complete your boat loan application.
|Personal information||Financial information||Boat information|
If you are applying for a boat loan with another person, you will need to have that person’s residence information, too.
Do I have to purchase a boat through an authorized dealer in order to get boat financing?
No. You can buy your boat from a dealership or private party to get a new or used boat loan from Nationwide Bank®.
After I am approved, how quickly can I get a check?
Nationwide Bank is a digital bank, which means everything is done electronically. We will send the funds to the seller using automatic transfer, or ACH. After you sign your loan documents, we will email you a website link and unique code to share with the seller. The seller tells us where to deposit the funds, and the money will be in their account within 3 business days.
Is it possible to pay off my boat loan early?
Yes. Nationwide Bank does not charge a penalty for paying off your loan early.
What isn’t included in the price of my boat?
Be sure you factor in sales tax, any dealer fees and the cost of an extended warranty if you purchase one.
Make sure your boat is protected in and out of the water. Get a boat loan insurance quote from Nationwide today.