• Smart Business Insurance
• Why a Nationwide BOP?
• Customizing a BOP
• Getting Started with a BOP

Find a Business Insurance Provider You Can Trust

If you’re searching through business insurance providers for a company that eases the stress of getting a business owner’s policies (BOP), then Nationwide has a solution for you. With a range of business insurance companies to choose from, we’ve worked hard to streamline the BOP process to be the one that is there for you when you need it. An agent can act as your business insurance advisor to prepare a quote for you to fit your budget and company needs.

Be prepared for the basics of business insurance

To get started, a business insurance advisor will need to know the type of operation your company runs, number of employees, and whether your business is based in your home or a commercial location. You may also need to be prepared to discuss projected revenues and the financial stability of your company. Bring a copy of the declaration page of your current business insurance policy, to better give your business insurance advisor insight into your current BOP plan.

Beyond these basic questions there are some details business owners are often unprepared to share, which may include:

• Contractual agreements
  This includes any property, building, automobile or equipment loans or leases, as well as merchandise and franchise agreements. These documents may impact your insurance needs and premium.
• Prior losses
  Share details about any prior losses with your agent. Keep in mind that a loss doesn’t necessarily mean your premium will be higher. Nationwide is a business insurance provider that evaluates each customer and loss on a case-by-case basis.
• Details about your building
  You’ll need to provide the following information about your building:
  • Whether you rent or own
  • Age of your building
  • Number of floors
  • Construction of the building, ie. masonry or frame
  • Square footage
  • If there are other tenants in the building, and what their business is
  • If you store any hazardous materials on-site, and how they are stored
    
    
• Employee information
  Your agent will want to know your annual payroll and a breakdown of the number of your employees who are full-time and part-time, as well as whether you employ any subcontractors or consultants. Provide a list of the company’s officers and their positions if different from the owners of record.

Consider Nationwide as your business insurance provider

Nationwide is a leader among business insurance companies. We can create a policy that provides you with great coverage at an affordable price. Our customers benefit from our renowned customer service and an annual On Your Side^® policy review to make sure you have the right amount of continuing coverage.

Contact a Nationwide agent today and find out how our business insurance policy options can meet the unique needs of your business.