Business Travel Accident Insurance

It’s a known fact – valuable employee benefits help you and your business attract and retain top quality workers. What if you could provide a low-cost benefit that's a high value to your employees? Nationwide business travel accident insurance can help you do just that.

Designed for employers with 50 or fewer full-time workers (30 hours/week), helps protect your employees against accidental death and dismemberment (AD&D) while they’re traveling on your behalf. Whether they’re flying cross-country to a conference or driving cross-town to a client meeting, they’re covered.

Business travel accident insurance benefits

Business travel accident insurance provides these great benefits for your business:

• Affordable annual premium of just $600
• $250,000 AD&D coverage per employee
• $1 million aggregate limit per accident
• Pays regardless of other in-force plans (i.e., workers’ compensation)
• Covers domestic and international travel (excludes high risk and war risk areas)

Travel assistance services are also included for your employees:

• Pre-trip assistance with visas and passports
• Updates on travel advisories and immunization requirements
• Emergency services such as emergency cash or help with lost/stolen luggage
• Medical assistance benefits like medical referrals and medication replacement

No excluded industries

As an employer, you’ll be happy to know that no specific industries are automatically excluded. If your business has more than 50 full-time employees or has a complicated travel profile, you can apply for expanded coverage by completing a special questionnaire.