Business Travel Accident Insurance

It’s a known fact – valuable employee benefits help businesses attract and retain top-quality workers. What if you could provide a low-cost benefit that’s of high value to your client’s employees? Nationwide Business Travel Accident (BTA) insurance can help you do just that.

Designed for employers with 50 or fewer full-time workers (30 hours/week), BTA helps protect all employees against accidental death and dismemberment (AD&D) while traveling on behalf of their employer. Whether they’re flying cross-country to a conference or driving cross-town to a client meeting, they’re covered.

Business travel insurance benefits

Business travel accident insurance provides these great benefits for businesses:

• Affordable annual premium of just $600
• $250,000 AD&D coverage per employee
• $1 million aggregate limit per accident
• Pays benefits regardless of other in-force plans (i.e. workers compensation)
• Covers domestic and international travel (excludes high risk and war risk areas) 

Travel-assistance services

Travel assistance services are also included for employees:

• Pre-trip assistance with visas and passports
• Updates on travel advisories and immunization requirements
• Emergency services such as emergency cash or help with lost/stolen luggage
• Medical assistance benefits like medical referrals and medication replacement

Employers will be happy to know that no specific industries are automatically excluded. If your client’s business has more than 50 full-time employees or has a complicated travel profile, they can apply for expanded coverage by completing a special questionnaire.