Tools and Calculators
Five Smart Car Insurance Tips
Read these auto insurance tips from Nationwide before you start shopping
Buying auto insurance doesn’t have to be intimidating. True, there are lots of options depending on where you live and the kind of coverage you need. But armed with some basic information, you can make smarter insurance decisions. These car insurance tips can help you know more, narrow your choices and save time and money.
Car insurance tip #1: Make sure you’re legally covered
Car insurance requirements vary from state to state, but one thing is the same virtually everywhere in the U.S. – if you drive a car, you’re required to have some form of car insurance or proof of financial responsibility. Several factors, including your driving record and insurance history, may affect your policy . One of the best auto insurance tips is to learn more about different types of auto insurance, and find out the minimum requirements for your state.
Car insurance tip #2: Understand your insurance options
Insurance can seem complicated with so many choices available to protect you and your car. Nationwide offers easy-to-read descriptions of various insurance coverages so you can understand the basics, such as the difference between collision and comprehensive, before you call an agent or get a quote online.
Car insurance tip #3: Get at least three quotes
Compare price and service options by getting quotes from at least three insurance companies. Make sure you request the same coverage from each to get an apples-to-apples comparison. Rates may vary from one company to another, and the lowest priced insurance may not give you all the coverage you need. Look at price, amount of coverage, benefits and claims services.
Car insurance tip #4: Take advantage of discounts
You might be surprised by the number of discounts available to lower the price you pay for car insurance. For example, if you insure multiple vehicles with Nationwide or stay with us for at least five years, you may receive substantial savings. Be sure to ask about these and other auto insurance discounts when you shop for a policy.
Car insurance tip #5: Look for extras
Nationwide offers extra products and services for purchase to give the drivers in your family even more protection.
- Accident Forgiveness–With this optional coverage, Nationwide will not raise your auto insurance rates following your first at-fault automobile accident. Learn more about Accident Forgiveness.
- Roadside Assistance – Nationwide Roadside Assistance coverage is available in two different levels, Basic and Plus, so you can choose the one that works best with your budget. Get covered for fuel delivery, lockout service, jump-starts and more.
- Loss of use – If you can’t drive your car due to a covered loss, this coverage helps pay for a rental car or other transportation expenses so you can get back on the road.
Get a quote to compare car insurance online
Start your search for the best insurance by getting an online car insurance quote. You can also find a local insurance agent or call Nationwide at 1-877-On Your Side® (1-877-669-6877).
