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Will car safety equipment help me save on car insurance premiums?

Car safety equipment does more than save lives – it also could save you money on your car insurance premiums.

There are two ways to save with car safety equipment features depending on whether the devices are optional or standard equipment.

Manufacturers consider some car safety equipment, like antilock brakes, traction control, automatic seatbelts and airbags, to be optional – meaning you had to pay more for them. When you get a quote for your car insurance, be sure to identify these safety options and you’ll earn discounts.

Other car safety equipment features, like special headrests designed to prevent head and neck injury, are considered standard equipment- meaning they’re installed on every trim level of your car model.

Although you may not see these safety equipment features listed as a separate discount, Nationwide applies the savings automatically when you select your particular vehicle model. In other words, you’re saving money on your car insurance premium by driving a car that’s considered safer.

Learn more about auto insurance discounts.

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