Blackouts

There's thunder, there's lightning, and then all of a sudden your power goes out. Whether or not the blackout was weather related, more disasters can occur if you aren't prepared.

Plan ahead

Power surges, lack of electricity, and fear can all combine to do heavy damage to your property if you aren't ready for them. By following the tips provided, you can help save your food and property if a disaster were to occur.

• Have all electrical items plugged into a surge protector
  
• Back up all critical files on your computer
  
• Unplug electrical equipment
  
• Charge batteries
  
• Have one or more coolers ready for long-term delays
  
• Have non-perishable foods on hand
  

Act quickly, but don't panic

The most important thing to remember if a blackout occurs is to save electricity, otherwise: 

• Use a flashlight, never use candles.
  
• Unplug electrical equipment until a steady power returns.
  
• Don't run a generator in your home. This creates carbon monoxide.
  
• Leave one light turned on so you know when power will be resumed.
  
• Eliminate unnecessary travel, especially by car.
  
• If power is restored, be sure it's steady before plugging your equipment in.
  
• Don't open the refrigerator or freezer. A freezer that is half full will hold for up to 24 hours, a full one for 48 hours.
  
• If power will be out for two to four hours, pack milk, dairy products, meats, fish, poultry, eggs and leftovers into a cooler surrounded by ice.
  
• After the disaster is over make sure to check your frozen and refrigerated items with a thermometer to make sure they're still safe to eat.

This information is meant to help you make decisions that may reduce your risk. Of course, we can't note every possible risk, and we can't guarantee that these tips will work for you. However, we hope that if you use some of them, you'll better protect your family and yourself.

Contact your insurance agent to make sure you're properly covered if a catastrophe strikes.

Are blackouts happening in your area?