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Global Warming

You drive your car to work every day. No big deal. Those plastic bottles you use − it's just easier to throw them away then drive all the way to the recycling plant, right? And, what is all this "being green" stuff anyway? How can one person save the planet?

Well, did you know that if every household in the U.S. replaced just five of their most-used lights with Energy Star light fixtures, we could prevent more than 1 trillion pounds of greenhouse gas emissions?

Everyone on the planet plays a role in global warming, and you can take several basic steps right now to help protect the earth from further damage.

Know the danger

Global warming is the increase in the average temperature of the earth's atmosphere and oceans. The Intergovernmental Panel on Climate Change (IPCC) predicts that global temperatures are likely to increase by as much as 9 degrees Fahrenheit between now and 2100.

Many things contribute to causing global warming, but greenhouse gas emissions are the biggest donor. We release these gases by:

  • Burning of fossil fuels
  • Clearing of land
  • Agriculture

 Why is global warming bad? The number one worry is that our global temperature will increase and this can lead to:

  • A rise in sea levels due to melting glaciers, causing floods, droughts, heat waves, hurricanes and tornadoes
  • Reduced summer stream flows
  • Species extinctions
  • More diseases

Plan ahead

What can you do now to help stop global warming?

In your home:

  • Be green. To be green or use green items means to use items that are not harmful to the environment.
  • Look for and buy Energy Star products. (You can buy lighting, home electronics, heating and cooling equipment, and appliances).
  • Check out your appliances. Change your filters and have your appliances like your furnace and air conditioner checked out annually.
  • Seal your house off from the heat and cold. By blocking drafts to and from your house, you can help save on your bills and cut back on greenhouse gas emissions.
  • Reduce, reuse and recycle. Find out about recycling in your area, or take recyclable items to a recycling center. or simply cut back on what you don't really need.
  • Be green in your yard. Use a push mower (which emits less greenhouse gases) and compost your food and yard waste.
  • Don't waste water. Saving water, especially hot water, can also help the environment.

In your car:

  • Consider buying a "green" vehicle. Check out the EPA's Green Vehicle Guide and make sure your car is safe for the environment.
  • Reduce your fuel use. The less fuel you use, the less greenhouse gas emissions you let off. Go easy on the brakes, gas pedal, don't let you car idle and unload heavy items from your trunk.
  • Keep your vehicle in good shape. A well-tuned car runs smoother and is more fuel efficient.
  • Keep your tires full. Soft tires give you poor gas mileage.
  • Keep the car in the garage. Walk, ride a bike or take the bus. Leaving your car at home just two days a week. will reduce greenhouse gas emissions by an average of 1,590 pounds per year.

Whether you are being green (or not), try out this interactive calculator to see what your impact is doing to the environment.

Find out more

Want to find out other information about global warming? Check out these sites:

This information is meant to help you make decisions that may reduce your risk. Of course, we can't note every possible risk, and we can't guarantee that these tips will work for you. However, we hope that if you use some of them, you'll better protect your family and yourself.

Contact your insurance agent to make sure you're properly covered if a catastrophe strikes.

Is global warming happening in your area?

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