Winter Weather

Winter weather can be dangerous for people who are unprepared. Seventy percent of winter storm deaths are automobile-related, and one-fourth of fatalities are the result of individuals getting caught in a storm.

Though Nationwide can't predict winter storms, being ready for this disaster can help save your loved ones and yourself.

Plan ahead

Since winter weather can appear quickly, it's important to have supplies on hand for when the storm hits. 

• Purchase rock salt, sand and snow shovels to help increase traction and to melt ice.
  
• Have sufficient heating fuel in case the electricity may go out.
  
• Insulate walls and attics; caulk and weather-strip doors and windows.
  
• Clear rain gutters.
  
• Repair roof leaks and cut away tree branches that may fall on the house.
  
• Learn how to shut off water valves.
  
• Hire a contractor to check the ability of the roof to sustain the heavy weight from snow.
  
  

Know the danger

Two major medical emergencies cause deaths during winter weather. Knowing the symptoms and treatment of them will help to ease the stress if they're to occur.

Frostbite

• Frozen body tissue
  
• Loss of feeling, and a white or pale appearance in your extremities such as your fingers, toes, ears and nose
  
• Get medical attention immediately. Affected area(s) should be gradually warmed
  
  

Hypothermia

• When the body's temperature falls below 95 degrees Fahrenheit
  
• Symptoms are disorientation, drowsiness, exhaustion, incoherence, memory loss, slurred speech and uncontrollable shivering
  
• Get medical attention immediately
  
  

If medical attention is unavailable, begin gradually warming the body's core, not the arms or legs. Get the victim into dry clothing, and warm the person up with blankets. Rather than give the victim hot food, beverages or alcohol, give him warm broth and food.

Preparing for the unexpected

Besides the bitter cold, winter weather can make driving hazardous. It's important to be prepared if you're in your car when a disaster occurs.

These items should be checked before winter weather arrives:

• Antifreeze levels
• Battery and ignition systems
• Brakes
• Exhaust system
• Fuel and air filters
• Heater and defroster
• Lights and flashing hazard lights
• Oil
• Thermostat
• Windshield wiper equipment
• Gas tank (Keep at least a half a tank to avoid freezing)

If you're unlucky enough to be trapped in your car when a storm arrives, remember:

• Remain in your vehicle where rescuers are more likely to find you. Distances can be distorted by blowing snow.
  
• Run the engine and heater about 10 minutes every hour. Make sure you clear the exhaust pipe to reduce your chances of getting carbon monoxide poisoning.
  
• Exercise to maintain body heat.
  
• Use maps, floor mats and seat covers for insulation.
  
• Take turns sleeping. Someone should always be awake to look for rescue crews.
  
• Drink fluids to avoid dehydration.
  
• Turn on the inside light at night so rescue crews can find you.
  
• If stranded in a remote area, stomp SOS or HELP in the snow.

This information is meant to help you make decisions that may reduce your risk. Of course, we can't note every possible risk, and we can't guarantee that these tips will work for you. However, we hope that if you use some of them, you'll better protect your family and yourself.

Contact your Nationwide insurance agent to make sure you're properly covered if a catastrophe strikes.