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CD Laddering Calculator

Use this multiple CD interest calculator to find out if a CD laddering strategy is the right savings solution for you

If you’re looking for a savings strategy that gives you both the higher yield returns you want and the periodic liquidity that you need, a CD laddering strategy may be the answer. With CD laddering, you purchase multiple CDs with various maturity dates rather than one large CD. That way, your money will become available to you on a staggered basis. Take advantage of this CD ladder calculator, also referred to as a multiple CD interest rate calculator, to help you decide if a CD ladder is the smart choice for your money.

Simply tell us how much you want to save and the frequency you would like your CDs to mature, and the CD ladder calculator will estimate your rate of return and how much to expect when your first CD reaches maturity.

How does laddering CDs work?

Staggering the dates that your certificate of deposits mature can be a great savings vehicle for your money.

What’s next after completing this multiple CD interest rate calculator?

Once you’ve filled out the CD laddering calculator, we’re here to help you understand how to successfully ladder your CD to make the most of your money, while giving you the periodic liquidity that you want. We’ll guide you through the entire process, such as whether a CD ladder is the right savings solution to fit your needs.

Our goal is to help you work toward your savings goals, and the first step is deciding whether this unique deposit strategy is a smart savings choice for your situation by using our CD laddering calculator.

Submit your online CD account application today!

Complement your savings strategy with other savings products from Nationwide Bank

Diversify your CD laddering strategy and learn more about other Nationwide Bank online banking services, including money market accounts and traditional online savings accounts. Our goal is to find the savings solution you can feel comfortable with as you watch your money grow and to help you earn more on what you save.

In addition, take advantage of our other savings calculators within our full selection of bank calculators to assist you in reaching your financial goals.

Or call 1-877-I Bank NW (1-877-422-6569) for live customer care Monday through Friday, 8 a.m. to 8 p.m. ET.

Calculators are provided to help you determine how a loan, line of credit or a deposit product may affect your budget. The results offered are estimates and do not guarantee available loan terms, cost savings, tax benefits, etc. Nationwide Bank does not offer a guarantee of the calculator results.

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Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

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Nationwide Bank, Member FDIC, is a federally chartered savings bank. Nationwide Bank is an Equal Credit Opportunity Lender.

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