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Check 21

To make check processing more efficient, a federal law commonly known as Check 21 was enacted in 2004 that permits banks to process checks electronically. A digital image of your original check is produced, and this image is routed through the check clearing system. A digital image of, or a printed copy of that digital image of the original check is called a substitute check and is considered a legal copy of your check. You may use a substitute check as proof of payment, just as you would the original check.

 

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Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

Nationwide Bank, Nationwide, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. ©2008 Nationwide Mutual Insurance Company. All rights reserved.

Nationwide Bank, Member FDIC, is a federally chartered savings bank. Lines of credit, loans and credit cards are not insured by the FDIC.

Equal Housing Opportunity Federal Deposit Insurance Corporation