College Student Accident & Health Insurance
College Administrators

To learn more or get a quote: Email us
Students should contact their college benefits administrator to learn more.

College Agents/Brokers

To learn more or get a quote: Email us
Contact a licensing specialist to be appointed*
*Appointment is not guaranteed.

Helping Students Make Smarter Health Choices

Nationwide Specialty Insurance provides College Student Accident & Health insurance to approximately 100,000 students at more than 100 colleges and universities in the United States. College Accident & Health insurance is distributed through partnerships with strategic partners working with multiple brokers, and is tailored to the needs of students in each of the colleges and universities it serves.

Plan designs and customized benefits

Our College Student Accident & Health insurance offers multiple plan designs and customizable benefits that include:

  • Fully insured domestic and international student coverage: Accident and sickness coverage for students enrolled in a college or university that has selected Nationwide as its insurance carrier
  • Accident-only coverage: Medical expense benefits for accidental injuries
  • Study abroad: Coverage for medical and travel emergencies when a student is studying internationally
  • Stop loss: For a self-insured college or university, stop loss insurance will pay for student medical bills after they've met a predetermined deductible. It helps protect valuable reserves and can help save your profit margin and bottom line.

Partnering with Nationwide

Choosing Nationwide Specialty Insurance means you're also choosing Nationwide – a proven financial performer and leading insurance provider for over 80 years. We partner with best-in-class administrators of enrollment services and claims processing to consistently provide you with the On Your Side® service you've come to expect.

Health care reform

Nationwide's Student Health Insurance Plans comply with provisions in the Patient Protection and Affordable Care Act (PPACA). 

Before new rules for student health insurance plans went into effect for the 2012-2013 school year, Nationwide had contemplated much of what would be required and was ready with minimal changes, including:

  • No annual limit for 2014 (which had been $100,000 in 2012 and $500,000 in 2013).
  • Preventive care with no cost sharing.
  • Prescription coverage.
  • Meeting the minimum medical loss ratio requirement of 80% by the 2012-2013 policy year.
  • A maximum benefit of at least $500,000 for the 2013-2014 policy year.
  • Eliminating the use of pre-existing conditions for individuals under the age of 19.

For more information about health care reform and its impact on student health insurance plans, visit the American College Health Association website or email us.