Comparing prices on car insurance is easy when you have the right information
Shopping for car insurance is easy to do online. In just a few minutes, you can get an estimate of how much your car insurance premium will be. Be sure to get an auto insurance quote from several different companies so you can see how the prices compare.
But don't make price the only factor when you're shopping. Compare the type of car insurance coverage you get along with the price so you can choose the best insurance for your needs and your wallet.
Be prepared by having the right information ready
Save time when getting a quote by gathering basic information about yourself, your car and any other drivers you want to include on your policy, including:
- Social Security number
- Driver's license number
- Driving distance to work
- Vehicle's make, model, year and vehicle identification number (usually found on the dashboard near the windshield)
- Prior driving violations
Be sure to provide the same information to each company so that you'll have a true apples-to-apples car insurance price comparison.
Understand how your driving history influences car insurance prices
When you're getting a car insurance quote, be sure to include any accident claims you have previously filed. The insurance companies will also contact your state's DMV to review your driving record. This information will determine your premium or ability to get insurance.
Do you use your car for business?
If you use your personal vehicle for business, you may need special coverage that can impact your rate. If you drive from job site to job site for your company, you may want to consider business auto insurance. Auto insurance requirements vary from state to state based on specific laws and requirements.
Look for car insurance discounts
When you compare auto insurance prices, be sure to find a company that offers discounts for theft protection devices, for insuring multiple cars and drivers or for good students. Going with a company that offers you multiple discounts could save you a lot of money on your car insurance.