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Compare Nationwide Bank® Checking Accounts

  Direct Checking Interest Checking E-Checking
Best for you if You need a basic checking account and carry a lower balance You carry a larger balance and want to earn interest on your checking account Use your debit card for everyday purchases and want to earn interest on your checking account
Interest? No Yes Yes
Monthly maintenance fee $5, which is waived if you choose direct deposit of at least $25 per month $10, which is waived if your average daily balance is $3,000 or you have a $5,000 combined average daily balance with your Nationwide checking, savings or money market accounts $8, which is waived if you have one direct deposit and make 8 debit card transactions per statement period, or if you maintain a combined average daily balance of $10,000 or more with your Nationwide Bank checking, savings or money market accounts
Minimum balance to open an account $50 $50 $50
Online banking and online bill pay Free Free Free
ATM/debit card Free Visa debit card Free Visa debit card Free Visa debit card
ATM transactions

4 free non-Nationwide Bank ATM transactions per month1

$1.50 per transaction thereafter

6 free non-Nationwide Bank ATM transactions per month2

$1.50 per transaction thereafter

6 free non-Nationwide Bank ATM transactions per month2

$1.50 per transaction thereafter

Statements Free online statements; paper statements available at no extra cost Free online statements; paper statements available at no extra cost Free online statements
Checks Free first order of checks First order of checks free or 50% off designer checks Checks are not included, but can be ordered separately
Overdraft protection Available with a linked savings account Available with a linked savings account Available with a linked savings account
FDIC insured3 Yes Yes Yes
 
Open a direct checking account
Open an interest checking account

1 First four non-Nationwide Bank ATM transactions per statement cycle are free, but surcharges from ATM owner may apply.
2 First six non-Nationwide Bank ATM transactions per statement cycle are free, but surcharges from ATM owner may apply.
3 Each depositor insured to at least $250,000.

BKW-0689AO.1

Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

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Nationwide Bank, Member FDIC, is a federally chartered savings bank. Nationwide Bank is an Equal Credit Opportunity Lender.

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