Learn about your coverage options so you can choose the Connecticut auto insurance that’s right for your needs, goals and budget.
Connecticut car insurance coverage your policy must have
As a resident of Connecticut, there are two types of liability coverage your insurance policy must include: property damage and bodily injury.
- Bodily injury safeguards your assets if you’re found legally accountable for a covered accident, including certain expenses associated with bodily harm sustained by the other party.
- Property damage safeguards your assets if you are found legally accountable for a covered accident, including property damage sustained by the other party.
The minimum amount of Connecticut car insurance coverage is $20,000/$40,000/$10,000. This means in the event of a covered accident, your limits for bodily injury are $20,000 per person, with a total maximum of $40,000 per incident. It also covers up to $10,000 for damage to another person’s property.
Liability coverage also provides for your legal defense expenses if you are sued because of a covered accident.
Protects you in the event of an accident where the other party is at-fault and either doesn’t carry insurance or is underinsured.
- Bodily injury helps pay for damages due to bodily injury that you and other passengers of your vehicle are legally entitled to from another driver who is not insured or is underinsured.
Connecticut auto insurance coverage that’s smart to have
It’s often a good idea to add the following coverages to your policy so you can enjoy the security of being protected on the road:
This type of Connecticut auto insurance coverage is used to repair your vehicle when physical damage occurs from non-collision related incidents (subject to deductible). Such incidents include theft, fire, vandalism, glass breakage, and contact with animals.
Collision coverage is used to repair your vehicle when physical damage occurs from collision with another vehicle or object (subject to deductible).
Tailor your policy with these options
With this optional coverage, Nationwide will not raise your auto insurance rates following your first at-fault automobile accident. Learn more about Accident Forgiveness.
Nationwide Roadside Assistance coverage is available in two different levels, Basic and Plus, so you can choose the one that works best with your budget. Get covered for fuel delivery, lockout service, jump-starts and more.
Loss of use
If you can’t drive your car due to a covered loss, this coverage helps pay for a rental car or other transportation expenses so you can get back on the road.
Replaces your vehicle under a total loss with a new or comparable vehicle. Also provides gap coverage for any amount you may owe that’s above your car’s actual cash value.