Consulting Offices
- Common Questions
- Glossary
- Worries and Solutions
- Quick Facts
- Insurance Shopping List
Safety and Loss Control
Our Solutions for Your Consulting Business Insurance Concerns
We’ve listed some common concerns most business consulting offices have, along with some ways we can partner to protect your business. When you’re ready to speak to an agent, find one near you using our Professional Locator.
(Please note all coverage may not be available in all states.)
| Your Worries | The Solutions | |
|---|---|---|
| What you think about | How you can help yourself | How Nationwide can help |
| If the office needs to close for some reason – such as a fire or storm damage – how do I continue to pay my employees and bills? | Review our Office Safety Bulletin | Business Income Coverage |
| What if a customer gets hurt in my office? | Review our Preventing Slips, Trips and Falls Safety Bulletin |
General Liability Umbrella Coverage |
| What if I hire a new employee and make an error in benefits enrollment and the employee gets sick and is without health insurance? |
New hire checklist File reviews | Employee Benefits Coverage |
| What if my computer equipment or electronic files are damaged due to a power surge, fire or water leak? |
Maintain backup copies Store important data at an offsite location | Electronic Data Processing Coverage |
| What if my audio visual equipment for presentations is stolen? |
Secure equipment when not in use Review our Crime Prevention Tips Safety Bulletin | Equipment Floater |
| What if an employee is accused harassing another employee? |
Employee Training Sound Hiring Practices | Employment-related Practices Liability Coverage |
| What if an employee has a repetitive motion injury? |
Employee Training Review our Ergonomic Written Program Elements Review our Ergonomics in Action Safety Bulletin | Workers Compensation Coverage |
| What if the fine artwork decorating my office is damaged by fire or water or stolen? |
Security Procedures Video Surveillance | Fine Arts Coverage |
| What if another tenet in my building causes a fire that damages my office? |
Proper Fire Controls Emergency Action Plan Review our Disaster Planning Safety Bulletin |
Property Coverage Business Income from Dependent Properties Coverage |
| What if an employee gets into an auto accident on the way to a meeting? |
Review our Accident
Procedures Safety Bulletin Review our Business Auto for Personal Use Safety Bulletin | Business Auto Coverage |
| What if a client gets hurt in my due to a slip and fall? | Review our Preventing Slips, Trips & Falls Safety Bulletin | General Liability Coverage |
| What if my office is part of my home? |
Property Coverage General Liability Coverage |
|
Did You Know?
27% of consultants are self-employed
– U.S. Bureau of Labor Statistics
Want to know more?
Find
a Nationwide Insurance® agent
Did You Know?
Jobs for consultants are expected to increase by 22% by 2016.
– U.S. Bureau of Labor Statistics
Want to know more?
Find
a Nationwide Insurance® agent
