• AgriChoice
• AgriChoice Plus
• CountryChoice
• Optional Coverages

CountryChoice^® for Small Farms, Ranches and Rural Acreage

Many people who own smaller farms or ranches or rural acreage believe their homeowners insurance will provide the protection they need. While this may be true, here’s a general rule of thumb. If you own a tractor (or other farm equipment) if you have outbuildings (like a barn, shed or stable), or if there is a pond on your property, you probably are not protected under your homeowners policy.

These are precisely the kinds of smaller farms, ranches or acreage that CountryChoice was designed to protect. You have special risks, but don’t need the same levels of coverage a more traditional farm or ranch would require.

In addition to coverage for the basics like farm or ranch property and liability insurance, this specialized insurance policy also offers coverages for:

• Loss to your harvested farm products
• Farm machinery and equipment, like tractors, garden tractors, and power lawn mowers
• Power interruption causing a temperature change
• Products that could be damaged while in transit

Optional CountryChoice liability coverages are available for:

• Additional residences rented to others
• Off-property recreational vehicle operation
• Office, professional, private school or studio use
• Neighborly exchange of labor

To design a CountryChoice policy that’s just right for your farm, ranch or acreage, talk to your Nationwide or Allied Insurance agent.