Delaware Auto Coverages
Get an Auto Insurance Quote

Retrieve Saved Quote Call 1-877-On Your Side® (1-877-669-6877) Anytime

Find an Agent

Advanced Search Call 1-877-On Your Side®
(1-877-669-6877) Anytime

Delaware Auto Insurance Coverage

Learn about your coverage options so you can choose the Delaware auto insurance that’s right for your needs, goals and budget.

Delaware car insurance coverage your policy must have

Liability coverage

As a resident of Delaware, there are two types of liability coverage your insurance policy must include: property damage and bodily injury.

The minimum amount of Delaware auto insurance coverage is $15,000/$30,000/$10,000. This means that in the event of a covered accident, your limits for bodily injury are $15,000 per person, with a total maximum of $30,000 per incident. It also covers up to $10,000 for damage to another person’s property.

Liability coverage also provides for your legal defense if a lawsuit is brought against you as a result of a covered accident.

Personal injury protection (PIP)

Reimburses a portion of wage loss, medical expenses and essential services incurred as a result of an accident to eligible injured parties (i.e. passengers or pedestrians).

Additional personal injury protection is available when covered expenses exceed the limits of PIP.

Delaware auto insurance coverage that’s smart to have

Though additional auto insurance in Delaware is not mandatory, you may want to consider adding the following coverages to your policy. We offer several affordable options to give you peace of mind both on and off the road.

Comprehensive

This type of auto insurance coverage is used to repair your vehicle when physical damage occurs from non-collision related incidents (subject to deductible). Such incidents include theft, fire, vandalism, glass breakage, and contact with animals.

Collision

Collision coverage is used to repair your vehicle when physical damage occurs from collision with another vehicle or object (subject to deductible).

Uninsured/underinsured motorist

Protects you in the event of an accident where the other party is at-fault and either doesn’t carry insurance or is underinsured.

Tailor your policy with these options

Accident Forgiveness

With this optional coverage, Nationwide will not raise your auto insurance rates following your first at-fault automobile accident. Learn more about Accident Forgiveness.

Roadside Assistance

Nationwide Roadside Assistance coverage is available in two different levels, Basic and Plus, so you can choose the one that works best with your budget. Get covered for fuel delivery, lockout service, jump-starts and more.

Loss of use

If you can’t drive your car due to a covered loss, this coverage helps pay for a rental car or other transportation expenses so you can get back on the road.

Share Article