Nationwide DestinationSM Architect 2.0 Riders
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NFW-3320AO

Optional Riders Available with Variable Annuities

Optional riders offer additional coverage and protection potential on selected annuities and may have an additional charge. Riders may not be available in all states. Guarantees and riders are subject to the claims paying ability of the issuing company.

The Nationwide Lifetime Income Track rider

One little guarantee may make a big difference. Help make your retirement income last with the Nationwide Destination Architect 2.0 variable annuity featuring the Nationwide Lifetime Income Track rider. This optional living benefit is available at an additional cost and must be elected at the time the contract is issued.

When added to the Nationwide Destination Architect 2.0 variable annuity, Lifetime Income Track is designed to deliver:

[1] Only certain investment options are available to contracts with Nationwide Lifetime Income TrackSM

Death Benefit Riders

Variable annuity death benefits give you the opportunity to pass your assets along to your beneficiaries while avoiding the time-consuming and costly probate process.

Most Nationwide variable annuities provide a standard death benefit. Some annuities offer optional death benefits, available for an additional cost, that give you the opportunity to capture and lock in investment gains for your beneficiaries.

For more information about available death benefit options, please see our Death Benefits Brochure or refer to the product prospectus.

NFW-1467AO.3

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