Nationwide Destination^SM [C] Annuity

Your retirement is coming — and it’s up to you to plan for it. A variable annuity is one way to potentially accumulate the funds you need to help pay for the retirement you want.

Nationwide Destination^SM [C] Annuity is a deferred variable annuity. Variable annuities are long-term investment vehicles designed to help with retirement planning. They are contracts issued by a life insurance company that provide a variable rate of return based on the performance of underlying investment options.

Nationwide Destination [C] offers you the protection of an annuity while providing access to your deposits at any time without a surrender charge. Withdrawals of taxable amounts will be subject to ordinary income tax and, if taken prior to age 59½, may be subject to an additional 10% IRS tax penalty. If you do take an early withdrawal, your death benefit and cash value will be reduced.

Want to learn more?

• Key facts (PDF)
• Prospectus  (PDF) 
• Riders and options
• Fees and charges

More about funds

• Fund list
• Performance  (PDF)
• Quarterly fund statistics  (PDF)
• How to choose funds

Guarantees and protections are subject to Nationwide's claims-paying ability. They don't apply to the investment performance or safety of the underlying investment options. Underlying subaccounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are not offered directly to the general public.

Annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Nationwide Destination is a service mark of Nationwide Mutual Insurance Company.

Contract/certificate: VAC-0108AO, VAC-0108OR, VAR-0112AO, VAR-0112OR, VAR-0108AO, VAR-0108OR, VAR-0113AO, VAR-0113OR, APO-6284, APO-5409-37, APO-5409
Oklahoma Contract/certificate: VAC-0108OK, VAR-0112AO, VAR-0108AO, VAR-0113AO, APO-6284, APO-5409

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