This illustration is hypothetical and is not intended to serve as a prediction or projection of the investment results of any specific investment. This tool does not include the impact of any expenses or taxes that would be associated with an actual investment. This tool is provided only as an educational tool and Nationwide is not responsible for the consequences of any decisions or actions taken as a result of the information provided by this tool.
Investing involves market risk, including possible loss of principal.
The use of diversification and asset allocation as part of an overall investment strategy does not assure a profit or protect against loss in a declining market.
The target date is the approximate date when an investor may choose to retire and/or begin withdrawing from the fund.
Important Disclosures
Investors should carefully consider a fund's and each of its underlying funds' investment objectives, risks, fees, charges and expenses before investing any money. To obtain this and other information on Nationwide Funds, please call 1-800-848-0920 to request a summary prospectus and/or a prospectus, or download a summary prospectus and/or a prospectus at nationwide.com/mutualfunds. Please instruct them to read it carefully before investing any money.
The Nationwide Target Destination Funds and the Nationwide Investor Destinations Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Nationwide Target Destination Funds or the Nationwide Investor Destinations Funds, each investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds. In general, a Nationwide Target Destination Fund with a later target date is expected to be more volatile, and thus riskier, because of its greater allocation to equity securities than a fund with an earlier target date. A fund at its target date through the next 20 years is expected to be less volatile than a fund in its "pre–target-date" stage. The Nationwide Retirement Income Fund, which is the vehicle intended to serve investors who are approximately 20 years beyond a fund's target date, is expected to be the least volatile of the funds due to the Retirement Income Fund's further reduced exposure to equity securities.
Asset allocation is the process of spreading assets across several different investment styles and asset classes. The purpose is to potentially reduce long-term risk and capture potential profits across various asset classes.
There is no assurance that the investment objective of any fund (or that of any underlying fund) will be achieved or that a diversified portfolio will produce better results than a nondiversified portfolio. Diversification does not guarantee returns or insulate an investor from potential losses, including the possible loss of principal.
Each Fund is subject to different levels of risk, based on the types and sizes of its underlying asset class allocations and its allocation strategy. In addition, each Fund's underlying funds may be subject to specific investment risks such as those associated with: (i) bonds and short-term instruments, (ii) small companies, (iii) mid-sized companies, (iv) international securities, (v) real estate investment trusts (REITs), and (vi) initial public offerings (IPOs).
Because a fund's allocation may not match a particular investor's retirement goal and an investor may have different retirement needs than anticipated, there is no guarantee that an investor will have the desired level of retirement assets available. Also, an investor may have different retirement needs than the allocation model anticipates.
Ibbotson Associates, Inc. ("Ibbotson") is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc. The Ibbotson name and logo are properties of Ibbotson. Ibbotson and its affiliates are not related to Nationwide and its affiliates.
Because each asset class has target allocation ranges based on research conducted by Ibbotson for Nationwide Funds GroupSM, these allocations will vary. Day-to-day market activity will likely cause a Fund's asset allocations to fluctuate from the stated target. Under ordinary circumstances, the Adviser will periodically rebalance the assets of each Fund in order to conform its actual allocations to those stated in the then-current prospectus. The asset class target allocations are subject to change at any time and without notice.
