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Open a direct checking account at Nationwide Bank today

Direct Checking

Open a direct online checking account

Take care of your everyday checking needs with our basic checking account. With no minimum balance and no monthly maintenance fees when you sign up for direct deposit*, this direct checking account keeps costs down so you can keep more money in your account.

Direct checking features


This basic direct checking account makes everyday banking easy.

No minimum balance

And no monthly service fees with direct deposit; otherwise $5


Open an account

43,000 surcharge-free ATMs

That means easy access to your direct checking account

Free checks

Your first order of checks is on us


Get the latest information from the Federal Deposit Insurance Corporation that affects your accounts.

Refer to our account terms and conditions for more information.

* A minimum direct deposit of $25 per month is required.


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Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

Nationwide Bank, the Nationwide framemark and On Your Side are service marks of Nationwide Mutual Insurance Company. ©2012 Nationwide Mutual Insurance Company. All rights reserved.

Nationwide Bank, Member FDIC, is a federally chartered savings bank. Nationwide Bank is an Equal Credit Opportunity Lender.

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