If my iPod is stolen from my car, is it covered?

Probably not.

Electronic devices are not covered by your auto policy if they aren't permanently installed in your car and if they don't use your vehicle's power. Since portable devices like iPods and GPS units are not permanently wired into your car – and often have their own batteries – they're generally not covered. However, your iPod might be covered by your renters, condo or homeowners insurance policy.

If you often carry high-tech gadgets like an iPod, laptop or GPS in your car, speak with an insurance agent about your coverage and the insurance options available in your state. Some states offer the option to include these devices on your auto insurance policy for an additional charge.

Remember, insurance generally covers the actual device itself – not the music or data stored on it.

Is my car stereo covered if it’s stolen?

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