Skip Navigation Links Nationwide Auto Insurance - On Your Side

Dental

We're giving you even more reasons to smile.We're giving you even more reasons to smile.

A healthy smile for a healthy body

Good oral hygiene means more than just a bright and attractive smile. Common oral problems have been linked to conditions as serious as heart disease and diabetes. The simple habits of regular brushing, flossing, a healthy diet and regular dental checkups could help prevent significant health concerns - and higher medical bills.

A plan just right for you

With today's economic struggles, employees need solid, cost effective benefits they can depend on. They're looking for a plan that will provide quality care with an affordable cost.

Nationwide offers 26 competitive and flexible dental plan* designs for employers who offer dental coverage to their employees. 100% employer-paid plans as well as shared cost or employee-paid dental plans are available.

Plan participants may also have access to valuable health and productivity solutions, including health risk assessments, lifestyle health coaching, and disease, disability, medical, maternity and absence management programs.

The DenteMax® network

These PPO-based dental plans offer employees the convenience and flexibility of using the DenteMax network, offering these great benefits:

  • A national network with thousands of dental providers
  • No deductible for in-network preventative services
  • Cost savings compared to out-of-network providers

Plan members who choose to visit out-of-network providers may receive reduced plan benefit levels and may also be responsible for the difference between the billed charge and the amount paid by Nationwide.

Dental Plan Provisions

  Basic and Voluntary Dental Benefits
Case Size Available to employer groups of 51 or more eligible employees
Rate Guarantee Period 1 Year
Annual Maximum Options $1000 / $1500 / $2000
Deductible Options
(per calendar year)
$25 Individual / $75 Family
$50 Individual / $150 Family
Deductible Waivers In-Network Preventative services
In-Network Coinsurance Options 100/90/50 MAC or
100/80/50 MAC or
80/80/50 MAC
MAC = Maximum Allowable Charge
Out-of-Network Coinsurance Options 100/80/50 CMAC or
100/60/50 CMAC or
80/60/50 CMAC
CMAC = Customary Maximum Allowable Charge
Limit for Reasonable and Customary Charges 85th Percentile
Service ClassesDiagnostic & Preventative: Exams, routine x-rays, cleanings, fluoride treatments and sealants for children (age limitations may apply).

Basic: Fillings, extractions, endodontic services (root canal therapy) and periodontal procedures (treatment of gum disorders)

Major: Crowns, Dentures and Bridges

Orthodontia (Optional): See benefit below
Orthodontic Benefit Option Available to children (age limitations may apply)
50% coinsurance
Lifetime Maximums: $1000 or $1500
Pre-Treatment Review $300
Takeover Benefits Provided for employees covered under a replaced plan
Optional Riders Cosmetic Rider
Maximum Roll Forward Rider
  Basic Dental Employer-paid Voluntary Dental Employee-paid
Participation Requirements For non-contributory plans, all eligible employees must be enrolled;
For contributory plans, a minimum of 75% of eligible employees and dependents not covered by another group-dental plan must enroll.
The greater of 25% or 10 eligible employees must be enrolled
Waiting Periods Preventative: None
Basic: None
Major: None
Orthodontia: None
Preventative: None
Basic: 6 months
Major: 12 months
Orthodontia: 24 months

*All plans are available to groups of 51 or more eligible employees. Products are not available in all states. The benefits outlined here are for illustrative purposes only and should not be considered a proposal for coverage. Limitations and exclusions apply. Additional plan options are available with underwriting approval.

Learn more about Nationwide WorkPlace Benefits

Call
1-888-674-0385

Visit
nwbetterhealth.com

Email
Send us an email 

Hours
8 a.m. - 4:30 p.m. ET



©2009 Nationwide Mutual Insurance Company. All rights reserved. Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation. Home Office: One Nationwide Plaza, Columbus, OH 43215-2220.

Nationwide On Your SideEqual Housing Lender TrustE