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Hospital Ca$hBack^SM Insurance

High deductible health plans are more popular than ever

A lot of anxiety is involved in the selection of health care coverage and whether a high deductible health plan (HDHP) or a traditional medical plan is the best way to go. But with the cost of traditional medical plans continuing to rise, many employers are turning to high deductible plans to provide a lower monthly out-of-pocket expense.

The savings these plans provide month over month can be comforting until an injury or illness sends an employee to the Emergency Room. Unfortunately, most people don’t plan ahead for the sudden need to meet that high deductible.

Nationwide Employee Benefits^SM has a solution

Nationwide Employee Benefits provides solutions for people who are financially unprepared for inpatient hospital bills resulting from sudden serious illness and accidental injuries.

Hospital Ca$hback Insurance

Our affordable, easy-to-use Hospital Ca$hBack insurance (PDF) provides the funds employees need to cover the costs associated with deductibles before their insurance benefits kick in.

Who is eligible to participate?

• Employers with 51 or more eligible employees
• Employers who have at least 25% employee participation (or E.G.P.)
• Employees that are U.S. Residents age 18 to 64
• Employees who work at least 25 hours FT

What are the benefits?

The reimbursement provided by the Hospital Ca$hBack product is paid directly to the employee, rather than the health care provider. This allows the employee to use the reimbursement to cover their deductible, any bills they might have due to the hospital stay or however they choose.

These plans also pay regardless of other existing insurance plans. Some additional benefits include:

• Communication materials to help maximize employee enrollment
• An exclusive website for benefits administration services, enrollment and claims support
  

All plans are available to groups of 51 or more employees. Products are not available in all states. The benefits outlined here are for illustrative purposes only and should not be considered a proposal for coverage. Limitations and exclusions apply. Additional plan options are available with underwriting approval.

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