Group Term Life Plan Provisions
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Term Life Plans Come With Terms, Conditions and Options

Group Term Life with AD&D
Coverage Available Basic and Voluntary plans available
Group Size Available to groups of 2 or more eligible employees
Voluntary available for 10+ eligible groups
Minimum/Maximum Life Benefit Options Basic Life - (2 - 9 employees) $10,000-150,000, up to $500,000 (10+ employees)
Voluntary Life - $10,000 - $750,000
Conversion Included
Waiver of Premium Included
Employee Assistance Program Confidential work and personal support services available online and via telephone. Face-to-face counseling may be available if a qualifying event occurs.
Travel Assistance When you are traveling 100+ miles from home, emergency medical assistance and travel services are available 24 hours a day.
AD&D Coverage Equal to the benefit amount of the life policy
Additional AD&D Benefits Seatbelt, airbag, repatriation and child education
Coma and Common Carrier for 10+ eligible groups
Accelerated Death Benefit up to 50% of benefit amount, to a maximum of $75,000, for 2 - 9 eligible groups
up to 75% of benefit amount, to a maximum of $250,000, for 10+ eligible groups
Dependent Life Coverage Benefit Options Basic Life:
(2 - 9 employees)
Minimum: Spouse: $2,500 / Children $1,250,
Maximum: Spouse: $10,000 / Children: $5,000

(10+ employees)
Minimum: Spouse: $2,000 / Children: $1,000
Maximum: Spouse: $25,000 / Children: $15,000

Voluntary:
(10+ employees)
Minimum: Spouse: $5,000 / Children: $1,000
Maximum: Spouse: $250,000 / Children: $15,000
For all case sizes, spouse amount may not exceed 50% of employee amount