Business Travel Accident

Designed for employers with 50 or fewer full-time workers (30 hours/week), Nationwide^® Business Travel Accident (BTA) insurance helps protect all employees against accidental death and dismemberment (AD&D) while traveling on behalf of their employer. Whether they’re flying cross-country to a conference or driving cross-town to a client meeting, they’re covered.

Business Travel Accident insurance provides great benefits

• Affordable annual premium of just $600
• $250,000 AD&D coverage per employee
• $1 million aggregate limit per accident
• Pays benefits regardless of other in-force plans (i.e. worker’s compensation)
• Covers domestic and international travel (excludes high risk and war risk areas)

Travel assistance services are included

• Pre-trip assistance with visas and passports
• Updates on travel advisories and immunization requirements
• Emergency services such as emergency cash or help with lost/stolen luggage
• Medical assistance benefits like medical referrals and medication replacement

As an employer, you’ll be happy to know that no specific industries are automatically excluded. If your business has more than 50 full-time employees or has a complicated travel profile, you can apply for expanded coverage by completing a special questionnaire.