The more you know about ranch insurance, the better choices you’ll make for your operations.
A ranch insurance policy covers your property and provides some liability coverage for your home and ranch operations. While ranch insurance policies differ, in general you’ll find four areas of protection:
- Home and contents, including detached garages and other buildings
- Ranch personal property
- Ranch structures
- Liability protection
AgriChoice® ranch insurance
An AgriChoice ranch insurance policy can provide Basic, Broad or Special coverages depending on the type of property you own:
- For dwellings, contents and farm structures, you can select the level of coverage that's right for your operation.
- For equipment, livestock and other personal property used in your operation, your insurance policy will define your coverage based on which Causes of Loss apply.
What types of loss will my policy cover?
It's important to understand which types of loss your ranch insurance policy covers to make sure you have the right amount of protection. Your agent can explain which losses are covered within each property classification of your ranch insurance.