Insuring Farm Autos

Understanding Farm Auto Insurance

We understand that as a farm business owner you need vehicles that serve various purposes – from trucks used strictly for farm operations to cars that may be used for personal or business reasons. When your farm autos serve several purposes, be sure you’re insured properly.

Here are a few important options for your farm vehicles. Start here, then talk to your agent to make sure you have adequate coverage for your farm or ranch.

Liability coverage

Many state laws require liability coverage, also known as “bodily injury/property damage.” It can help cover expenses from damaging another vehicle or injuring a person in an accident.

Collision coverage

Collision insurance can help pay for damage to your car after an accident involving another vehicle.

Comprehensive car insurance

Comprehensive coverage can help pay for damage to your car from vandalism, weather events and accidents involving animals.

Uninsured or underinsured insurance

This car insurance coverage helps protect you and your vehicle from uninsured or underinsured drivers and hit-and-run accidents.