Nationwide Farm & Ranch Insurance Q & A

 

Q & A

Here are a few of the most commonly asked questions related to business insurance for your farm or ranch. Contact a Nationwide agent to help answer additional questions.

(Coverages may not be available in all states.)

Q: How does Nationwide understand that farmers and ranchers are different from other business owners?

• We understand you work long hours under time and weather constraints. That leaves little time to think about insurance. We’ll visit you at your convenience, with solutions in hand, making your insurance experience stress-free.
• We understand farming and ranching can be stressful. You need the best coverage for the best price so you can concentrate on your operations. Let us help protect your livelihood.
• We have specialized coverages unique to farmers and ranchers, including borrowed equipment coverage and higher peak season coverage.
• We’ll provide you with the protection you need to reduce your burden. You work hard to make your operation a success. Insurance shouldn’t be something you have to worry about.

Q: What coverages do farmers and ranchers need?

• Cab Glass Breakage Coverage(with no deductible)
• Peak Season Coverage
• Spoilage Coverage
• Temperature Sensitive Farm and Ranch Personal Property
• Custom Farming and Feeding
• Additional Acquired Livestock
• Increased stack limits for hay, straw, and fodder
• Borrowed Machinery and Equipment Coverage (on a primary basis)
• Equipment Breakdown for fixtures in your farm buildings
• General Liability Coverage for Agritourism

Q: Does Nationwide offer these coverages?

A: Yes and more.

Q. What advantages does Nationwide?

• Periodic insurance reviews
• Nearly 100 years of insurance experience
• Face-to-face contact with Nationwide agents and claims representatives
• In-house claims handling
• Ease of doing business
• Our “On Your Side” promise

Q: Can Nationwide meet all of my insurance and financial needs?

A: Yes, we offer a full range of personal and business insurance products. We also offer financial services, mortgages, and banking services. This means we can cover your home, personal autos, business vehicles, workers compensation, life insurance, business property and liability, farm and ranch operations, personal and commercial umbrella, mortgages and investments.

Q: How is Nationwide rated financially, and what does the rating mean?

A: Nationwide is rated A+ (Superior) by A.M. Best, an independent insurance ranking authority. Only companies with a superior ability to meet their ongoing financial obligations to policyholders earn this high rating.

Q: How can I find a Nationwide agent?

A: By using whatever method works best for you:

• Use our Professional Locator
• Look in the yellow pages
• Ask a friend or business associate for a recommendation